In cases where the at-fault driver lacks sufficient insurance or is completely uninsured, the challenges in recovering fair compensation can grow significantly. In such situations, we will thoroughly evaluate your policy to determine if you carry Uninsured/Underinsured Motorist (UM) coverage, which can be a critical resource for securing additional compensation. This additional coverage often becomes vital in addressing medical bills, lost wages, and other damages that exceed the limits of what PIP alone provides. Our firm is committed to navigating these complexities to maximize the compensation you receive.
Coral Springs Auto Accident Attorneys
Throughout Palm Beach and Broward Counties.Car accidents are the most common type of personal injury claim, often resulting in unexpected medical expenses, lost wages, and physical pain. In Florida, all drivers are required to carry Personal Injury Protection (PIP) insurance due to the state’s no-fault system. PIP covers the first $10,000 of medical expenses and lost wages, regardless of who caused the accident. Whether you are at fault or not, your PIP coverage will manage this initial amount, providing some relief for immediate costs.
At William John DiPetrillo & Associates , we specialize in helping car accident victims recover full compensation beyond just PIP coverage. We guide you through every step of the process, from the moment the accident occurs to your final medical treatment and the resolution of your case. We ensure that you understand your options and work to maximize your compensation.
If the at-fault driver lacks adequate insurance, you may be able to utilize your uninsured/underinsured motorist (UM) coverage if you carry it in your policy. This additional protection can be essential in cases where the at-fault driver’s insurance is insufficient to cover your expenses.
Maximize the Money You Receive
At William John DiPetrillo & Associates , we go beyond simply negotiating settlements. We take proactive steps to ensure you receive every penny you deserve:
- Reduced Medical Bills: We work directly with your medical providers to lower your outstanding medical bills, putting more money in your pocket.
- Uninsured Drivers: If the at-fault driver has no insurance, we will contact the DMV to suspend their license until they pay your actual outstanding bills.
- Other Financial Assistance: Additional resources such as Medicare or your medical insurance may help cover expenses.
Understanding Fault in Auto Accidents
While the fault typically lies with a negligent driver, other parties may also be held responsible:
- Dangerous Roads: Fault may also rest with the construction company, county, or state if the intersection or roadway is improperly designed or unsafe.
- Loss of Consortium: Loved ones or spouses may be entitled to compensation for the loss of companionship, household contributions (e.g., lawn care, dishes, cooking), or other forms of support caused by the accident.
What We Do for Our Car Accident Clients
Learn about the steps we take to ensure the best outcomes for our car accident clients.
Auto Accident Procedure
At William John DiPetrillo & Associates , we streamline the process to ease your recovery while we handle the legal complexities. Here’s what to expect:
- Information Exchange at the Scene: Gather insurance information and share only essential details. We can obtain the policies and other necessary information later.
- Seek Medical Recovery: Prioritize your health and complete your medical treatment.
- Document Medical Records & Bills: Once you complete treatment, we will gather your medical records and bills to assess the total damages.
- Send Demand to At-Fault Parties: Our legal team will prepare and send a formal demand letter to the responsible parties, seeking full and fair compensation on your behalf.
By following this process, we aim to maximize your recovery while minimizing your stress. Let us fight for your compensation while you focus on healing.
The Importance of PIP and UM Coverage
In Florida, Personal Injury Protection (PIP) coverage is mandatory and is designed to cover the initial medical expenses and lost wages regardless of who is at fault in an accident. This ensures that immediate financial support is available for your recovery.